Market Watch Holiday Let

Holiday Let / Air BnB / Short Term Let Top 5 Limited Company BTL lenders for maximum loan and Lowest fee

Access exact rates, lender fees, and professional stress-test calculations for All types of property investments. Updated daily to reflect the latest Rates.

20/10/2026Holiday – rent based: Top 5 Lenders with Highest Loan 
2 YEAR FIXEDProductPay RateLTV
West One LoansAXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let7%3.94%65%Check All Products
Buckinghamshire BSAXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV£15005.19%75%Check All Products
LandbayAXM BTL Purchase / Remort 2 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP)5.00%5.04%75%Check All Products
LendInvest MortgagesINTM Tier 1 AXM BTL Purchase / Remort / Personal 2 Y Fix 5.00% Fee Holiday Let LTD / SPV CO5.00%5.64%75%Check All Products
Vida HomeloansINTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)2%5.77%75%Check All Products
Average: 5.12% 
5 YEAR FIXED
West One LoansAXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let9.99%5.27%65%Check All Products
The Mortgage LenderAXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday & Short Term Let SPV Ltd Co5%5.49%75%Check All Products
LandbayAXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP)5.00%6.19%75%Check All Products
LendInvest MortgagesINTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO5.00%6.19%75%Check All Products
Vida HomeloansINTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)2%6.45%75%Check All Products
Average: 5.92% 
00/01/1900Holiday – rent based: Top 5 Lenders with lowest Fees 
2 YEAR FIXEDProductPay RateLTV
Buckinghamshire BSAXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV£15005.19%75%Check All Products
The Mortgage LenderAXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday & Short Term Let SPV Ltd Co2%6.04%75%Check All Products
Vida HomeloansINTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)2%5.77%75%Check All Products
KeystoneAXM BTL Purchase / Remort 2 Y Fix 5% Fee Holiday Multi-unit Let LTD / SPV Co’s5%6.04%65%Check All Products
LendInvest MortgagesINTM Tier 1 AXM BTL Purchase / Remort / Personal 2 Y Fix 5.00% Fee Holiday Let LTD / SPV CO5.00%5.64%75%Check All Products
Average: 5.74% 
5 YEAR FIXED
Cambridge BSAXM BTL LTD Co SPV 5 Y Fix £999 Fee Holiday Let Purchase£9996.58%80%Check All Products
Vida HomeloansINTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)2%6.45%75%Check All Products
KeystoneAXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday Let Multi-unit LTD / SPV Co’s5%6.64%75%Check All Products
LandbayAXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP)5.00%6.19%75%Check All Products
LendInvest MortgagesINTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO5.00%6.19%75%Check All Products
Average:£06.41% 

Historical

20/09/2026Holiday – rent based: Top 5 Lenders with Highest Loan
2 YEAR FIXEDProductFee  /£Pay RateLTV
West One LoansAXM BTL Special W1 2 Y AXM BTL Purchase / Remort Fix 7% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let7%4.34%65%Check All Products
Buckinghamshire BSAXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV£15005.19%75%Check All Products
LandbayAXM BTL Purchase / Remort 2 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP)5.00%4.69%75%Check All Products
Vida HomeloansINTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)2%5.42%75%Check All Products
LendInvest MortgagesINTM Tier 1 AXM BTL Purchase / Remort / Personal 2 Y Fix 5.00% Fee Holiday Let LTD / SPV CO5.00%5.64%75%Check All Products
Average Top 5:05.06%
5 YEAR FIXEDProductFee  /£Pay RateLTV
West One LoansAXM BTL Special W1 5 Y AXM BTL Purchase / Remort Fix 9.99% Fee Medium | HMO/MUFB | LTD Co SPV |Abv Commercial| Holiday Let9.99%5.34%65%Check All Products
The Mortgage LenderAXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday & Short Term Let SPV Ltd Co5%5.49%75%Check All Products
LandbayAXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP)5.00%5.79%75%Check All Products
Vida HomeloansINTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)2%6.05%75%Check All Products
LendInvest MortgagesINTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO5.00%6.19%75%Check All Products
Average Top 5:05.77%
20/09/2026Holiday – rent based: Top 5 Lenders with lowest Fees
2 YEAR FIXEDProductFee  /£Pay RateLTV
Buckinghamshire BSAXM BTL Purchase / Remort 2 Y Discount £1500 Fee Holiday Let LTD Co SPV£15005.19%75%Check All Products
Foundation Home LoansAXM BTL Purchase / Remort-F2 Holiday Let 2 Y Fix 2% Fee LTD/SPV2%6.34%75%Check All Products
The Mortgage LenderAXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday & Short Term Let SPV Ltd Co2%6.04%75%Check All Products
Vida HomeloansINTM AXM BTL Purchase / Remort 2 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)2%5.42%75%Check All Products
KeystoneAXM BTL Purchase / Remort 2 Y Fix 5% Fee Holiday Multi-unit Let LTD / SPV Co’s5%6.19%65%Check All Products
Average Top 5:05.84%
5 YEAR FIXEDProductFee  /£Pay RateLTV
Vida HomeloansINTM AXM BTL Purchase / Remort 5 Y Fix 2% Fee Holiday Let SPV LTD Company (VIDA 36)2%6.05%75%Check All Products
Foundation Home LoansAXM BTL Purchase / Remort-F2 Holiday Let 5 Y Fix £4995 Fee LTD/SPV£49956.44%75%Check All Products
KeystoneAXM BTL Purchase / Remort 5 Y Fix 5% Fee Holiday Let Multi-unit LTD / SPV Co’s5%6.69%75%Check All Products
LendInvest MortgagesINTM Tier 1 AXM BTL Purchase / Remort / Personal 5 Y Fix 5.00% Fee Holiday Let LTD / SPV CO5.00%6.19%75%Check All Products
LandbayAXM BTL Purchase / Remort 5 Y Fix 5.00% Fee Specialist Holiday Let (LTD / SPV/LLP)5.00%5.79%75%Check All Products
Average Top 5:06.23%