Landlords & Property Investors Calculate Maximum Buy to Let Loan Based on Rent for 50+ Lenders

FREE Buy to Let Maximum loan
Full Calculator

Current Top 5 (as dated)*. Example based on Property: £550,000 / Rent: £1900 / LTV: 75% / Term: 25y / Purchase Personal Name / Property type Single Self Contained Unit. For other tax rates and client types use the calculator.

Only true Buy to Let Calculator with real time rates and fees

What you see is what you get for your mortgage.

  • Calculate maximum loan for rent.
  • Compare rate and monthly pay for the loan
  • Obtain the lender fee.
  • Calculate loan based on property type – Single unit, HMO, Multi-Unit block, Holiday home / Air BnB.
  • Find rate & fee for Limited Company or Individuals.
  • Remortgage or new product with no additional borrowing – find higher borrowing level.
  • All type off clients checked – Experienced landlord, First Time landlord, Expat, First time / Student landlord, Let & Buy.
  • Refinance from Bridging – find loan available.

Try free Calculator

Free consultation to discuss your mortgage needs – contact us

Find your best lender on our Full Calculator. Identify Lender, Fee, Pay Rate and Monthly Payments instantly.

Sample of lenders for 5 year fixed rates. Based on property value: £500,000, Rent: £1600, LTV: 75% for a Basic rate tax payer. Also available for 2 year fixed. Not Current.

Sample – Not Current Rates. Use calculator for Current Rates.

How much can you borrow on your rental income?

The maximum loan differs based on following criteria.

Your Tax Status​

Limited Company.
Basic Rate.
Higher Rate.
Additional Rate.

Property Type

Single Unit.
HMO small up to 6 bedrooms
HMO Large 7 – 10 bedrooms
Multi Unit block up to 6 beds
Multi Unit block 7-10 flats
Holiday Let.

Client Type

Homeowner or experienced landlord.
First time landlord.
Consumer Buy to Let.
Let to Buy
Expat.
Regulated BTL – for a family member, Student.

Transaction Type​

Purchase.
Remortgage.
Like for like remortgage.
Remortgage from Bridging.

Check your borrowing level now

You can use the Buy to Let loan calcuator to see your borrowing level. The Calculator is whole market and will give results from over 50 lenders.

Subscription option available to find names of all the lenders. Giving you all the knowledge a broker would have. So before you visit a broker check the loan, the rates, fees and the lender.

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Calculator

Free Consultation​ with Subscription

Talk to one of our Buy to Let Specialists. Discuss your mortgage options or use the full calculator find the Lender, Rates, Fee and Payment.

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What Our Clients Say​

Really useful tool. We wanted to buy our second buy to let, but wanted to know how much we can raise on our current rented property.

Margaret C

Small time property investor

Now I can do my own calculations without relying on a broker.

Matthew F​

Experienced landlord

We wanted to let out current home and buy a new home as we were not able to sell our home when the rates were high. So it helped us to determine what our borrowing level is.

Syed A

Accidental landlord

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Our Expertise – 25 years in the mortgage industry

Our advice is based on experience gained from 25 years in mortgage market. We have seen lenders come and go, new type of buy to let products, financial crashes and their recovery, property crashes and the recovery, 0.5% rates, Brexit.

Clients helped
Residential mortgages
Buy to let
other