Yes you can, but depends on current status.
If it’s your residential the loan will be based on your income. It can be 5 to 6 times income based on credit score and the level of income. Higher the multiple higher the rate.
If you are looking to raise money to put down as a deposit for a buy to let, it is straight forward. But the loan is base on your income. Many lender will accept this as legitimate reason for capital raising.
If you don’t have sufficient income, but over a certain age (55) then can consider a lifetime mortgage. But the rates are higher than a standard residential mortgage.
However, if you are living at the property but is looking to transfer to a buy to let, it is not straight forward. Because it will be called a regulated buy to let. Many buy to let lenders will need you to be buying another residential at the same time or a simultaneous transaction.
If the property is already let and there is proof of rent received, you are registered at the different address for living, then it makes it bit easier to do as a buy to let. Then the loan will be based on rent.
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